Synopsis
The non-life segment is the second-largest in the Danish insurance industry, representing 28.0% of the industry’s gross written premium in 2013. It was led by the property insurance category with 58.8% of the segment’s gross written premium in 2013, followed by motor insurance with 29.0%. Mandatory fire insurance for houses, growth in automobile sales and recovery in the property market supported the non-life segment’s growth during the review period (2009–2013), and is expected to continue to do so over the forecast period (2013–2018). As such, the Danish non-life insurance segment grew from DKK53.6 billion (US$10.0 billion) in 2009 to DKK56.7 billion (US$10.1 billion) in 2013, at a review-period compound annual growth rate (CAGR) of 1.4%, and is expected to reach DKK61.1 billion (US$11.3 billion) in 2018, after registering a forecast-period CAGR of 1.5%.
Scope
This report provides a comprehensive analysis of the non-life insurance segment in Denmark:
• It provides historical values for Denmark’s non-life insurance segment for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
• It offers a detailed analysis of the key categories in Denmark’s non-life insurance segment, along with market forecasts until 2018.
• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
• It analyses the various distribution channels for non-life insurance products in Denmark.
• It profiles the top non-life insurance companies in Denmark and outlines the key regulations affecting them.
Summary
The report provides in-depth market analysis, information and insights into the Danish non-life insurance segment, including:
• The Danish non-life insurance segment’s growth prospects by non-life insurance category
• Key trends, drivers and challenges for the non-life insurance segment
• The various distribution channels in the Danish non-life insurance segment
• The detailed competitive landscape in the non-life insurance segment in Denmark
• Detailed regulatory policies of the Danish insurance industry
• Analysis of various consumer segments in Danish non-life insurance
• Key developments in the Danish non-life insurance segment
• New products launched by Danish non-life insurers
Reasons To Buy
• Make strategic business decisions using in-depth historic and forecast market data related to the Danish non-life insurance segment and each category within it.
• Understand the demand-side dynamics, key market trends and growth opportunities in the Danish non-life insurance segment.
• Assess the competitive dynamics in the non-life insurance segment.
• Identify the growth opportunities and market dynamics in key product categories.
• Gain insights into key regulations governing the Danish insurance industry and their impact on companies and the industry's future.
Key highlights
• The Danish non-life segment was the eighth-largest in the world in terms of gross written premium in 2013.
• It was led by the property insurance category with 58.8% of the segment’s gross written premium in 2013, followed by motor insurance with 29.0%.
• The segment’s growth was propelled by increased demand for property insurance, due to a heightened housing market and increased awareness of property insurance caused by rising incidences of natural disasters in the country.
• In Denmark, the number of burglaries per capita remains very high compared to other EU countries.
• Home insurance surged during the review period, a trend that is expected to continue over the forecast period.
• Direct marketing was the second-largest distribution channel for non-life insurance in Denmark in terms of gross written premium 2013 after other distribution channels.
• The Danish non-life insurance segment is highly concentrated led by domestic insurance companies.
Table Of Contents
1 Key Facts and Events
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Danish Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009–2018
5 Non-Life Insurance Outlook
5.1 Consumer Segmentation
5.2 Key Drivers
5.3 Key Trends
5.4 Challenges
5.5 Non-Life Insurance Growth Prospects by Category
5.6 Property Insurance
5.6.1 Fire and allied perils insurance
5.6.2 Engineering insurance
5.6.3 Agriculture insurance
5.6.4 Other property insurance
5.7 Motor Insurance
5.7.1 Motor hull insurance
5.7.2 Motor third-party insurance
5.8 Liability Insurance
5.8.1 Workmen’s compensation, industrial accident and employer liability insurance
5.8.2 Professional liability insurance
5.8.3 Other liability insurance
5.9 Marine, Aviation and Transit Insurance
5.9.1 Marine hull insurance
5.9.2 Aviation hull insurance
5.9.3 Transit insurance
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-Commerce
6.5 Brokers
6.6 Other Channels
7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Legislation and Market Practice by Type of Insurance
7.2.1 Life insurance
7.2.2 Property insurance
7.2.3 Motor insurance
7.2.4 Liability insurance
7.2.5 Marine, aviation and transit insurance
7.2.6 Personal accident and health insurance
7.3 Compulsory Insurance
7.3.1 Motor third-party liability insurance
7.3.2 Air carriers and aircraft operators insurance
7.3.3 Workmen’s compensation insurance
7.3.4 Third-party liability insurance for dogs
7.4 Supervision and Control
7.4.1 International Association of Insurance Supervisors
7.4.2 European Insurance and Occupational Pensions Authority
7.4.3 Danish Financial Supervisory Authority (DFSA)
7.5 Non-Admitted Insurance Regulations
7.5.1 Overview
7.5.2 Intermediaries
7.5.3 Market practices
7.5.4 Fines and penalties
7.6 Company Registration and Operations
7.6.1 Types of insurance organization
7.6.2 Establishing a local company
7.6.3 Foreign ownership
7.6.4 Types of license
7.6.5 Capital requirements
7.6.6 Solvency margins
7.6.7 Reserve requirements
7.6.8 Investment regulations
7.6.9 Statutory return requirements
7.6.10 Fee structure
7.7 Taxation
7.7.1 Insurance premium or policy taxation
7.7.2 Withholding taxes on premium paid overseas
7.7.3 Corporate tax
7.7.4 VAT
7.7.5 Captives
7.8 Legal System
7.8.1 Introduction
7.8.2 Access to court
8 Competitive Landscape and Strategic Insights
8.1 Overview
8.2 Leading Companies in the Danish Non-Life Insurance Segment
8.3 Comparison of the Top Five Insurers
8.3.1 Gross written premium
8.3.2 Gross claims
8.3.3 Pretax profit/loss
8.3.4 Total assets
8.4 Leading Non-life Insurers – New Product Launches and Product Portfolio
8.5 Leading Non-life Insurers – Key Developments
8.6 Tryg Forsikring A/S – Company Overview
8.6.1 Tryg Forsikring A/S – key facts
8.6.2 Tryg Forsikring A/S – key financials
8.7 Codan Forsikring A/S – Company Overview
8.7.1 Codan Forsikring A/S – key facts
8.7.2 Codan Forsikring A/S – key financials
8.8 Topdanmark Forsikring A/S – Company Overview
8.8.1 Topdanmark Forsikring A/S – key facts
8.8.2 Topdanmark Forsikring A/S – key financials
8.9 Alm. Brand Forsikring A/S – Company Overview
8.9.1 Alm. Brand Forsikring A/S – key facts
8.9.2 Alm. Brand Forsikring A/S – key financials
8.1 LB Forsikring A/S – Company Overview
8.10.1 LB Forsikring A/S – key facts
8.10.2 LB Forsikring A/S – key financials
8.11 Danske Forsikring A/S – Company Overview
8.11.1 Danske Forsikring A/S – key facts
8.11.2 Danske Forsikring A/S – key financials
8.12 Forsikrings-Aktieselskabet Alka Liv II – Company Overview
8.12.1 Forsikrings-Aktieselskabet Alka Liv II – key facts
8.12.2 Forsikrings-Aktieselskabet Alka Liv II – key financials
8.13 Alpha Insurance A/S – Company Overview
8.13.1 Alpha Insurance A/S – key facts
8.13.2 Alpha Insurance A/S – key financials
8.14 GF-Forsikring A/S – Company Overview
8.14.1 GF-Forsikring A/S – key facts
8.14.2 GF-Forsikring A/S – key financials
8.15 Nykredit Forsikring A/S – Company Overview
8.15.1 Nykredit Forsikring A/S – key facts
8.15.2 Nykredit Forsikring A/S – key financials
9 Appendix – 1
9.1 Business Confidence
9.1.1 Market capitalization trend – Copenhagen Stock Exchange, Denmark
9.2 Economic Performance
9.2.1 GDP at constant prices (US$)
9.2.2 GDP per capita at constant prices (US$)
9.2.3 GDP at current prices (US$)
9.2.4 GDP per capita at current prices (US$)
9.2.5 GDP by key sector
9.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
9.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
9.2.8 Manufacturing net output at current prices (US$)
9.2.9 Manufacturing net output at current prices as a percentage of GDP
9.2.10 Mining, manufacturing and utilities at current prices (US$)
9.2.11 Mining, manufacturing and utilities at current prices as a percentage of GDP
9.2.12 Construction net output at current prices (US$)
9.2.13 Construction net output at current prices as a percentage of GDP
9.2.14 Inflation rate
9.2.15 Exports as a percentage of GDP
9.2.16 Imports as a percentage of GDP
9.2.17 Merchandise exports growth
9.2.18 Merchandise imports growth
9.2.19 Annual average exchange rate DKK–US$
9.3 Infrastructure
9.3.1 Commercial vehicle exports – total value
9.3.2 Commercial vehicle imports – total value
9.3.3 Automotive exports – total value
9.3.4 Automotive imports – total value
9.3.5 Total internet subscribers
9.4 Labor Force
9.4.1 Labor force
9.4.2 Unemployment rate
9.5 Demographics
9.5.1 Gross national disposable income (US$)
9.5.2 Household consumption expenditure (US$)
9.5.3 Total population
9.5.4 Urban and rural populations
9.5.5 Age distribution of the total population
10 Appendix – 2
10.1 Methodology
10.2 Contact Timetric
10.3 About Timetric
10.4 Timetric’s Services
10.5 Disclaimer
List Of Tables
Table 1: Danish Non-Life Insurance – Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: Danish Insurance Industry – Gross Written Premium by Segment (DKK Billion), 2009–2013
Table 4: Danish Insurance Industry – Gross Written Premium by Segment (US$ Billion), 2009–2013
Table 5: Danish Insurance Industry – Gross Written Premium by Segment (DKK Billion), 2013–2018
Table 6: Danish Insurance Industry – Gross Written Premium by Segment (US$ Billion), 2013–2018
Table 7: Danish Insurance Industry – Gross Written Premium by Segment (Percentage Share), 2009–2018
Table 8: Danish Insurance Industry – Direct Written Premium by Segment (DKK Billion), 2009–2013
Table 9: Danish Insurance Industry – Direct Written Premium by Segment (US$ Billion), 2009–2013
Table 10: Danish Insurance Industry – Direct Written Premium by Segment (DKK Billion), 2013–2018
Table 11: Danish Insurance Industry – Direct Written Premium by Segment (US$ Billion), 2013–2018
Table 12: Danish Insurance Industry – Direct Written Premium by Segment (Percentage Share), 2009–2018
Table 13: Danish Non-Life Insurance – Gross Written Premium by Category (DKK Billion), 2009–2013
Table 14: Danish Non-Life Insurance – Gross Written Premium by Category (US$ Billion), 2009–2013
Table 15: Danish Non-Life Insurance – Gross Written Premium by Category (DKK Billion), 2013–2018
Table 16: Danish Non-Life Insurance – Gross Written Premium by Category (US$ Billion), 2013–2018
Table 17: Danish Non-Life Insurance – Direct Written Premium by Category (DKK Billion), 2009–2013
Table 18: Danish Non-Life Insurance – Direct Written Premium by Category (US$ Billion), 2009–2013
Table 19: Danish Non-Life Insurance – Direct Written Premium by Category (DKK Billion), 2013–2018
Table 20: Danish Non-Life Insurance – Direct Written Premium by Category (US$ Billion), 2013–2018
Table 21: Danish Non-Life Insurance – Earned Premium (DKK Billion), 2009–2013
Table 22: Danish Non-Life Insurance – Earned Premium (DKK Billion), 2013–2018
Table 23: Danish Non-Life Insurance – Paid Claims by Category (DKK Billion), 2009–2013
Table 24: Danish Non-Life Insurance – Paid Claims by Category (US$ Billion), 2009–2013
Table 25: Danish Non-Life Insurance – Paid Claims by Category (DKK Billion), 2013–2018
Table 26: Danish Non-Life Insurance – Paid Claims by Category (US$ Billion), 2013–2018
Table 27: Danish Non-Life Insurance – Incurred Loss by Category (DKK Billion), 2009–2013
Table 28: Danish Non-Life Insurance – Incurred Loss by Category (US$ Billion), 2009–2013
Table 29: Danish Non-Life Insurance – Incurred Loss by Category (DKK Billion), 2013–2018
Table 30: Danish Non-Life Insurance – Incurred Loss by Category (US$ Billion), 2013–2018
Table 31: Danish Non-Life Insurance – Retentions by Category (DKK Billion), 2009–2013
Table 32: Danish Non-Life Insurance – Retentions by Category (US$ Billion), 2009–2013
Table 33: Danish Non-Life Insurance – Retentions by Category (DKK Billion), 2013–2018
Table 34: Danish Non-Life Insurance – Retentions by Category (US$ Billion), 2013–2018
Table 35: Danish Non-Life Insurance – Loss Ratio (%), 2009–2013
Table 36: Danish Non-Life Insurance – Loss Ratio (%), 2013–2018
Table 37: Danish Non-Life Insurance – Commissions and Expenses (DKK Billion), 2009–2013
Table 38: Danish Non-Life Insurance – Commissions and Expenses (DKK Billion), 2013–2018
Table 39: Danish Non-Life Insurance – Combined Ratio (%), 2009–2013
Table 40: Danish Non-Life Insurance – Combined Ratio (%), 2013–2018
Table 41: Danish Non-Life Insurance – Fraud and Crimes (DKK Billion), 2009–2013
Table 42: Danish Non-Life Insurance – Fraud and Crimes (DKK Billion), 2013–2018
Table 43: Danish Non-Life Insurance – Total Assets (DKK Billion), 2009–2013
Table 44: Danish Non-Life Insurance – Total Assets (DKK Billion), 2013–2018
Table 45: Danish Non-Life Insurance – Total Investment Income (DKK Billion), 2009–2013
Table 46: Danish Non-Life Insurance – Total Investment Income (DKK Billion), 2013–2018
Table 47: Danish Non-Life Insurance – Retentions (DKK Billion), 2009–2013
Table 48: Danish Non-Life Insurance – Retentions (DKK Billion), 2013–2018
Table 49: Danish Property Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 50: Danish Property Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 51: Danish Property Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 52: Danish Property Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 53: Danish Property Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 54: Danish Property Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 55: Danish Property Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 56: Danish Property Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 57: Danish Property Insurance – Loss Ratio (%), 2009–2013
Table 58: Danish Property Insurance – Loss Ratio (%), 2013–2018
Table 59: Danish Fire and Allied Perils Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 60: Danish Fire and Allied Perils Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 61: Danish Fire and Allied Perils Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 62: Danish Fire and Allied Perils Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 63: Danish Engineering Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 64: Danish Engineering Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 65: Danish Engineering Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 66: Danish Engineering Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 67: Danish Agriculture Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 68: Danish Agriculture Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 69: Danish Agriculture Insurance – Gross Written Premium (DKK Million), 2009–2013
Table 70: Danish Agriculture Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 71: Danish Other Property Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 72: Danish Other Property Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 73: Danish Other Property Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 74: Danish Other Property Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 75: Danish Motor Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 76: Danish Motor Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 77: Danish Motor Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 78: Danish Motor Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 79: Danish Motor Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 80: Danish Motor Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 81: Danish Motor Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 82: Danish Motor Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 83: Danish Motor Insurance – Loss Ratio (%), 2009–2013
Table 84: Danish Motor Insurance – Loss Ratio (%), 2013–2018
Table 85: Danish Motor Hull Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 86: Danish Motor Hull Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 87: Danish Motor Hull Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 88: Danish Motor Hull Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 89: Danish Motor Third-Party Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 90: Danish Motor Third-Party Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 91: Danish Motor Third-Party Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 92: Danish Motor Third-Party Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 93: Danish Liability Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 94: Danish Liability Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 95: Danish Liability Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 96: Danish Liability Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 97: Danish Liability Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 98: Danish Liability Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 99: Danish Liability Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 100: Danish Liability Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 101: Danish Liability Insurance – Loss Ratio (%), 2009–2013
Table 102: Danish Liability Insurance – Loss Ratio (%), 2013–2018
Table 103: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 104: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 105: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 106: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 107: Danish Professional Liability Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 108: Danish Professional Liability Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 109: Danish Professional Liability Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 110: Danish Professional Liability Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 111: Danish Other Liability Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 112: Danish Other Liability Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 113: Danish Other Liability Insurance – Gross Written Premium (DKK Million), 2009–2013
Table 114: Danish Other Liability Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 115: Danish Marine, Aviation and Transit Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 116: Danish Marine, Aviation and Transit Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 117: Danish Marine, Aviation and Transit Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 118: Danish Marine, Aviation and Transit Insurance – Gross Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 119: Danish Marine, Aviation and Transit Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2013
Table 120: Danish Marine, Aviation and Transit Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2009–2013
Table 121: Danish Marine, Aviation and Transit Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2013–2018
Table 122: Danish Marine, Aviation and Transit Insurance – Direct Written Premium by Sub-Category (US$ Billion), 2013–2018
Table 123: Danish Marine Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 124: Danish Marine Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 125: Danish Marine Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 126: Danish Marine Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 127: Danish Aviation Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 128: Danish Aviation Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 129: Danish Aviation Insurance – Gross Written Premium (DKK Million), 2009–2013
Table 130: Danish Aviation Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 131: Danish Marine, Aviation and Transit Insurance – Loss Ratio (%), 2009–2013
Table 132: Danish Marine, Aviation and Transit Insurance – Loss Ratio (%), 2013–2018
Table 133: Danish Marine Hull Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 134: Danish Marine Hull Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 135: Danish Marine Hull Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 136: Danish Marine Hull Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 137: Danish Aviation Hull Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 138: Danish Aviation Hull Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 139: Danish Aviation Hull Insurance – Gross Written Premium (DKK Million), 2009–2013
Table 140: Danish Aviation Hull Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 141: Danish Transit Insurance – Number of Policies Sold (Thousand), 2009–2013
Table 142: Danish Transit Insurance – Number of Policies Sold (Thousand), 2013–2018
Table 143: Danish Transit Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 144: Danish Transit Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 145: Danish Non-Life Insurance – Direct Marketing Commission Paid (DKK Billion), 2009–2013
Table 146: Danish Non-Life Insurance – Direct Marketing Commission Paid (DKK Billion), 2013–2018
Table 147: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 148: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 149: Danish Non-Life Insurance – Policies Sold Through Direct Marketing (Thousand), 2009–2013
Table 150: Danish Non-Life Insurance – Policies Sold Through Direct Marketing (Thousand), 2013–2018
Table 151: Danish Non-Life Insurance – Number of Direct Marketing Distributors, 2009–2013
Table 152: Danish Non-Life Insurance – Number of Direct Marketing Distributors, 2013–2018
Table 153: Danish Non-Life Insurance – Bancassurance Commission Paid (DKK Million), 2009–2013
Table 154: Danish Non-Life Insurance – Bancassurance Commission Paid (DKK Million), 2013–2018
Table 155: Danish Non-Life Insurance – Gross Written Premium (DKK Million), 2009–2013
Table 156: Danish Non-Life Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 157: Danish Non-Life Insurance – Policies Sold Through Bancassurance (Thousand), 2009–2013
Table 158: Danish Non-Life Insurance – Policies Sold Through Bancassurance (Thousand), 2013–2018
Table 159: Danish Non-Life Insurance – Number of Bancassurance Distributors, 2009–2013
Table 160: Danish Non-Life Insurance – Number of Bancassurance Distributors, 2013–2018
Table 161: Danish Non-Life Insurance – Commission Paid to Agencies (DKK Billion), 2009–2013
Table 162: Danish Non-Life Insurance – Commission Paid to Agencies (DKK Million), 2013–2018
Table 163: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 164: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 165: Danish Non-Life Insurance – Policies Sold Through Agencies (Thousand), 2009–2013
Table 166: Danish Non-Life Insurance – Policies Sold Through Agencies (Thousand), 2013–2018
Table 167: Danish Non-Life Insurance – Number of Agencies, 2009–2013
Table 168: Danish Non-Life Insurance – Number of Agencies, 2013–2018
Table 169: Danish Non-Life Insurance – E-Commerce Commission Paid (DKK Million), 2009–2013
Table 170: Danish Non-Life Insurance – E-Commerce Commission Paid (DKK Million), 2013–2018
Table 171: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 172: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 173: Danish Non-Life Insurance – Policies Sold Through E-Commerce (Thousand), 2009–2013
Table 174: Danish Non-Life Insurance – Policies Sold Through E-Commerce (Thousand), 2013–2018
Table 175: Danish Non-Life Insurance – Number of E-Commerce Distributors, 2009–2013
Table 176: Danish Non-Life Insurance – Number of E-Commerce Distributors, 2013–2018
Table 177: Danish Non-Life Insurance – Commission Paid to Brokers (DKK Million), 2009–2013
Table 178: Danish Non-Life Insurance – Commission Paid to Brokers (DKK Million), 2013–2018
Table 179: Danish Non-Life Insurance – Gross Written Premium (DKK Million), 2009–2013
Table 180: Danish Non-Life Insurance – Gross Written Premium (DKK Million), 2013–2018
Table 181: Danish Non-Life Insurance – Policies Sold Through Brokers (Thousand), 2009–2013
Table 182: Danish Non-Life Insurance – Policies Sold Through Brokers (Thousand), 2013–2018
Table 183: Danish Non-Life Insurance – Number of Brokers, 2009–2013
Table 184: Danish Non-Life Insurance – Number of Brokers, 2013–2018
Table 185: Danish Non-Life Insurance – Commission Paid to Other Channels (DKK Billion), 2009–2013
Table 186: Danish Non-Life Insurance – Commission Paid to Other Channels (DKK Billion), 2013–2018
Table 187: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2009–2013
Table 188: Danish Non-Life Insurance – Gross Written Premium (DKK Billion), 2013–2018
Table 189: Danish Non-Life Insurance – Policies Sold Through Other Channels (Thousand), 2009–2013
Table 190: Danish Non-Life Insurance – Policies Sold Through Other Channels (Thousand), 2013–2018
Table 191: Danish Non-Life Insurance – Number of Distributors in Other Channels, 2009–2013
Table 192: Danish Non-Life Insurance – Number of Distributors in Other Channels, 2013–2018
Table 193: Denmark – Life Insurance Regulatory Framework
Table 194: Denmark – Property Insurance Regulatory Framework
Table 195: Denmark – Motor Insurance Regulatory Framework
Table 196: Denmark – Liability Insurance Regulatory Framework
Table 197: Denmark – Minimum Coverage for Aircraft Third-Party Liability per Accident and Aircraft
Table 198: Denmark – Corporate Tax Rates for Financial Year 2013
Table 199: Shares of Key Insurers in the Danish Non-Life Insurance Segment (%), 2013
Table 200: Tryg Forsikring A/S, Key Facts
Table 201: Tryg Forsikring A/S, Key Financials (DKK Million), 2009–2013
Table 202: Codan Forsikring A/S, Key Facts
Table 203: Codan Forsikring A/S, Key Financials (DKK Million), 2009–2013
Table 204: Topdanmark Forsikring A/S, Key Facts
Table 205: Topdanmark Forsikring A/S, Key Financials (DKK Million), 2009–2013
Table 206: Alm. Brand Forsikring A/S, Key Facts
Table 207: Alm. Brand Forsikring A/S, Key Financials (DKK Million), 2009–2013
Table 208: LB Forsikring A/S, Key Facts
Table 209: LB Forsikring A/S, Key Financials (DKK Million), 2012–2013
Table 210: Danske Forsikring A/S, Key Facts
List Of Figures
Figure 1: Danish Insurance Industry – Gross Written Premium by Segment (DKK Billion), 2009–2018
Figure 2: Danish Insurance Industry – Gross Written Premium Dynamics by Segment (2009–2018)
Figure 3: Danish Insurance Industry – Direct Written Premium by Segment (DKK Billion), 2009–2018
Figure 4: Danish Insurance Industry – Direct Written Premium Dynamics by Segment (2009–2018)
Figure 5: Danish Non-Life Insurance – Number of Active Policies, and Construction (Percentage Share), 2009 and 2013
Figure 6: Denmark – Rural and Urban Populations (%), 2009 and 2013
Figure 7: Denmark – Total Vehicle Sales by Category, 2009 and 2013
Figure 8: Denmark – Merchandise Exports and Imports, 2008–2012
Figure 9: Danish Non-Life Insurance – Gross Written Premium by Category (DKK Billion), 2009–2018
Figure 10: Danish Non-Life Insurance – Gross Written Premium by Category (% Share), 2013 and 2018
Figure 11: Danish Non-Life Insurance – Gross Written Premium Dynamics by Category (%), 2009–2018
Figure 12: Danish Non-Life Insurance – Direct Written Premium by Category (DKK Billion), 2009–2018
Figure 13: Danish Non-Life Insurance – Direct Written Premium by Category (% Share), 2013 and 2018
Figure 14: Danish Non-Life Insurance – Direct Written Premium Dynamics by Category (%), 2009–2018
Figure 15: Danish Non-Life Insurance – Earned Premium (DKK Billion), 2009–2013
Figure 16: Danish Non-Life Insurance – Earned Premium (DKK Billion), 2013–2018
Figure 17: Danish Non-Life Insurance – Paid Claims by Category (DKK Billion), 2009–2018
Figure 18: Danish Non-Life Insurance – Incurred Loss by Category (DKK Billion), 2009–2018
Figure 19: Danish Non-Life Insurance – Retentions by Category (DKK Billion), 2009–2018
Figure 20: Danish Non-Life Insurance – Loss Ratio (%), 2009–2013
Figure 21: Danish Non-Life Insurance – Loss Ratio (%), 2013–2018
Figure 22: Danish Non-Life Insurance – Commissions and Expenses (DKK Billion), 2009–2013
Figure 23: Danish Non-Life Insurance – Commissions and Expenses (DKK Billion), 2013–2018
Figure 24: Danish Non-Life Insurance – Combined Ratio (%), 2009–2013
Figure 25: Danish Non-Life Insurance – Combined Ratio (%), 2013–2018
Figure 26: Danish Non-Life Insurance – Fraud and Crimes (DKK Billion), 2009–2013
Figure 27: Danish Non-Life Insurance – Fraud and Crimes (DKK Billion), 2013–2018
Figure 28: Danish Non-Life Insurance – Total Assets (DKK Billion), 2009–2013
Figure 29: Danish Non-Life Insurance – Total Assets (DKK Billion), 2013–2018
Figure 30: Danish Non-Life Insurance – Total Investment Income (DKK Billion), 2009–2013
Figure 31: Danish Non-Life Insurance – Total Investment Income (DKK Billion), 2013–2018
Figure 32: Danish Non-Life Insurance – Retentions (DKK Billion), 2009–2013
Figure 33: Danish Non-Life Insurance – Retentions (DKK Billion), 2013–2018
Figure 34: Danish Non-Life Insurance – Investment Portfolio (DKK Billion), 2009–2013
Figure 35: Danish Non-Life Insurance – Investment Portfolio (% Share), 2009 and 2013
Figure 36: Danish Non-Life Insurance – Penetration (%), 2009–2013
Figure 37: Danish Non-Life Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 38: Danish Non-Life Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 39: Danish Non-Life Insurance – Premium per Capita (DKK), 2009–2013
Figure 40: Danish Property Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2018
Figure 41: Danish Property Insurance – Gross Written Premium Dynamics by Sub-Category (%), 2009–2018
Figure 42: Danish Property Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2018
Figure 43: Danish Property Insurance – Direct Written Premium Dynamics by Sub-Category (%), 2009–2018
Figure 44: Danish Property Insurance – Loss Ratio (%), 2009–2013
Figure 45: Danish Property Insurance – Loss Ratio (%), 2013–2018
Figure 46: Danish Fire and Allied Perils Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 47: Danish Fire and Allied Perils Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 48: Danish Fire and Allied Perils Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 49: Danish Fire and Allied Perils Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 50: Danish Engineering Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 51: Danish Engineering Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 52: Danish Engineering Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 53: Danish Engineering Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 54: Danish Agriculture Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 55: Danish Agriculture Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 56: Danish Agriculture Insurance – Gross Written Premium (DKK Million), 2009–2013
Figure 57: Danish Agriculture Insurance – Gross Written Premium (DKK Million), 2013–2018
Figure 58: Danish Other Property Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 59: Danish Other Property Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 60: Danish Other Property Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 61: Danish Other Property Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 62: Danish Motor Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2018
Figure 63: Danish Motor Insurance – Gross Written Premium Dynamics by Sub-Category, 2009–2018
Figure 64: Danish Motor Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2018
Figure 65: Danish Motor Insurance – Direct Written Premium Dynamics by Sub-Category, 2009–2018
Figure 66: Danish Motor Insurance – Loss Ratio (%), 2009–2013
Figure 67: Danish Motor Insurance – Loss Ratio (%), 2013–2018
Figure 68: Danish Motor Hull Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 69: Danish Motor Hull Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 70: Danish Motor Hull Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 71: Danish Motor Hull Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 72: Danish Motor Third-Party Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 73: Danish Motor Third-Party Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 74: Danish Motor Third-Party Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 75: Danish Motor Third-Party Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 76: Danish Liability Insurance – Gross Written Premium by Sub-Category (DKK Billion), 2009–2018
Figure 77: Danish Liability Insurance – Gross Written Premium Dynamics by Sub-Category (%), 2009–2018
Figure 78: Danish Liability Insurance – Direct Written Premium by Sub-Category (DKK Billion), 2009–2018
Figure 79: Danish Liability Insurance – Direct Written Premium Dynamics by Sub-Category (%), 2009–2018
Figure 80: Danish Liability Insurance – Loss Ratio (%), 2009–2013
Figure 81: Danish Liability Insurance – Loss Ratio (%), 2013–2018
Figure 82: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 83: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 84: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 85: Danish Workmen’s Compensation, Industrial Accident and Employer Liability Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 86: Danish Professional Liability Insurance – Number of Policies Sold (Thousand), 2009–2013
Figure 87: Danish Professional Liability Insurance – Number of Policies Sold (Thousand), 2013–2018
Figure 88: Danish Professional Liability Insurance – Gross Written Premium (DKK Billion), 2009–2013
Figure 89: Danish Professional Liability Insurance – Gross Written Premium (DKK Billion), 2013–2018
Figure 90: Danish Other Liability Insurance
