Synopsis
Timetrics Personal Accident and Health Insurance in the UAE, Key Trends and Opportunities to 2018 report provides detailed analysis of the market trends, drivers, challenges in the UAE personal accident and health insurance segment. It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions during the review period (2009-2013) and forecast period (2013-2018). The report also analyzes distribution channels operating in the segment.
The report brings together Timetrics research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in the UAE:
It provides historical values for the UAE personal accident and health insurance segment for the reports 2009-2013 review period, and projected figures for the 2013-2018 forecast period.
It offers a detailed analysis of the key categories in the UAE personal accident and health insurance segment, along with market forecasts until 2018.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
It analyses the various distribution channels for personal accident and health insurance products in the UAE.
It outlines the key regulations affecting the personal accident and health insurance companies in the UAE.
Summary
Timetrics Personal Accident and Health Insurance in the UAE, Key Trends and Opportunities to 2018 report provides in-depth market analysis, information and insights into the UAE personal accident and health insurance segment, including:
The UAE personal accident and health insurance segments growth prospects by insurance category
Key trends, drivers and challenges for the personal accident and health insurance segment
The various distribution channels in the UAE personal accident and health insurance segment
Detailed regulatory policies of the UAE insurance industry
Key developments in the UAE personal accident and health insurance segment
Reasons To Buy
Make strategic business decisions using in-depth historic and forecast market data related to the UAE personal accident and health insurance segment and each category within it.
Understand the demand-side dynamics, key market trends and growth opportunities in the UAE personal accident and health insurance segment.
Identify the growth opportunities and market dynamics in key product categories.
Gain insights into key regulations governing the UAE insurance industry and their impact on companies and the industrys future.
Key highlights
In 2013, 529,280 personal accident and health insurance policies were sold to a population of 5.5 million, indicating a high level of awareness amongst UAE residents for personal accident and health products.
The growth of the personal accident and health insurance segment can be attributed to socio-economic factors such as stable economic growth, rising healthcare expenditure and the aging population.
In February 2015, the Insurance Authority of the UAE implemented solvency requirements similar to the European model for both traditional and takaful insurers operating in the country.
In January 2014, the UAE government implemented mandatory health insurance, known as the Insurance System for Advancing Healthcare in Dubai (ISAHD).
The travel and tourism industrys contribution towards the UAEs GDP recorded at 8.4% in 2014.
In December 2013, new regulations for brokers were announced which stipulated a minimum paid-up capital of AED3.0 million (US$816,882) for every domestic broker.
Table Of Contents
1 Key Facts and Events
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 The UAE Insurance Industry Attractiveness
4.1 Insurance Industry Size, 2009-2018
5 Personal Accident and Health Insurance Segment Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Personal Accident and Health Insurance Growth Prospects by Category
5.4.1 Personal accident insurance
5.4.2 Travel insurance
5.4.3 Health insurance
6 Analysis by Distribution Channel
6.1 Direct Marketing
6.2 Bancassurance
6.3 Agencies
6.4 E-commerce
6.5 Brokers
6.6 Other Channels
7 Governance, Risk and Compliance
7.1 Legislation Overview and Historical Evolution
7.2 Latest Changes in Regulations
7.3 Legislation and Market Practice by Type of Insurance
7.3.1 Life insurance
7.3.2 Property insurance
7.3.3 Motor insurance
7.3.4 Liability insurance
7.3.5 Marine, aviation and transit insurance
7.3.6 Personal accident and health insurance
7.4 Compulsory Insurance
7.4.1 Motor third-party liability insurance
7.4.2 Health insurance
7.4.3 Medical liability insurance
7.5 Supervision and Control
7.5.1 International Association of Insurance Supervisors
7.5.2 Insurance Authority
7.6 Non-Admitted Insurance Regulations
7.6.1 Overview
7.6.2 Intermediaries
7.6.3 Market practices
7.6.4 Fines and penalties
7.7 Company Registration and Operations
7.7.1 Types of insurance organization
7.7.2 Establishing a local company
7.7.3 Foreign ownership
7.7.4 Types of license
7.7.5 Capital requirements
7.7.6 Solvency margins
7.7.7 Reserve requirements
7.7.8 Investment regulations
7.7.9 Statutory return requirements
7.7.10 Fee structure
7.8 Taxation
7.8.1 Insurance premium or policy taxation
7.8.2 Withholding taxes on premium paid overseas
7.8.3 Corporate tax
7.8.4 VAT
7.8.5 Captives
7.9 Legal System
7.9.1 Introduction
7.9.2 Access to court
7.9.3 Alternative dispute resolution (ADR)
8 Appendix - 1
8.1 Economic Performance
8.1.1 GDP at constant prices (US$)
8.1.2 GDP per capita at constant prices (US$)
8.1.3 GDP at current prices (US$)
8.1.4 GDP per capita at current prices (US$)
8.1.5 GDP by key sector
8.1.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
8.1.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
8.1.8 Manufacturing net output at current prices (US$)
8.1.9 Manufacturing net output at current prices as a percentage of GDP
8.1.10 Mining, manufacturing and utilities at current prices (US$)
8.1.11 Mining, manufacturing and utilities at current prices as a percentage of GDP
8.1.12 Construction net output at current prices (US$)
8.1.13 Construction net output at current prices as a percentage of GDP
8.1.14 Inflation rate
8.1.15 Exports as a percentage of GDP
8.1.16 Imports as a percentage of GDP
8.1.17 Merchandise exports growth
8.1.18 Merchandise imports growth
8.2 Infrastructure
8.2.1 Total internet subscribers
8.3 Labor Force
8.3.1 Labor force
8.3.2 Unemployment rate
8.4 Demographics
8.4.1 Household consumption expenditure (US$)
8.4.2 Total population
8.4.3 Urban and rural populations
8.4.4 Age distribution of the total population
8.4.5 Life expectancy
9 Appendix - 2
9.1 Methodology
9.2 Contact Timetric
9.3 About Timetric
9.4 Timetrics Services
9.5 Disclaimer
List Of Tables
Table 1: UAE Personal Accident and Health Insurance - Key Facts, 2013
Table 2: Insurance Industry Definitions
Table 3: UAE - Insurance Industry Composition, 2013
Table 4: UAE Insurance Industry - Gross Written Premium by Segment (AED Billion), 2009-2013
Table 5: UAE Insurance Industry - Gross Written Premium by Segment (US$ Billion), 2009-2013
Table 6: UAE Insurance Industry - Gross Written Premium by Segment (AED Billion), 2013-2018
Table 7: UAE Insurance Industry - Gross Written Premium by Segment (US$ Billion), 2013-2018
Table 8: UAE Insurance Industry - Gross Written Premium by Segment (Percentage Share), 2009-2018
Table 9: UAE Insurance Industry - Direct Written Premium by Segment (AED Billion), 2009-2013
Table 10: UAE Insurance Industry - Direct Written Premium by Segment (US$ Billion), 2009-2013
Table 11: UAE Insurance Industry - Direct Written Premium by Segment (AED Billion), 2013-2018
Table 12: UAE Insurance Industry - Direct Written Premium by Segment (US$ Billion), 2013-2018
Table 13: UAE Insurance Industry - Direct Written Premium by Segment (Percentage Share), 2009-2018
Table 14: UAE Personal Accident and Health Insurance - Gross Written Premium by Category (AED Million), 2009-2013
Table 15: UAE Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2009-2013
Table 16: UAE Personal Accident and Health Insurance - Gross Written Premium by Category (AED Million), 2013-2018
Table 17: UAE Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2013-2018
Table 18: UAE Personal Accident and Health Insurance - Direct Written Premium by Category (AED Million), 2009-2013
Table 19: UAE Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2009-2013
Table 20: UAE Personal Accident and Health Insurance - Direct Written Premium by Category (AED Million), 2013-2018
Table 21: UAE Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2013-2018
Table 22: UAE Personal Accident and Health Insurance - Earned Premium (AED Billion), 2009-2013
Table 23: UAE Personal Accident and Health Insurance - Earned Premium (AED Billion), 2013-2018
Table 24: UAE Personal Accident and Health Insurance - Paid Claims by Category (AED Million), 2009-2013
Table 25: UAE Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2009-2013
Table 26: UAE Personal Accident and Health Insurance - Paid Claims by Category (AED Million), 2013-2018
Table 27: UAE Personal Accident and Health Insurance - Paid Claims by Category (US$ Million), 2013-2018
Table 28: UAE Personal Accident and Health Insurance - Incurred Loss by Category (AED Million), 2009-2013
Table 29: UAE Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2009-2013
Table 30: UAE Personal Accident and Health Insurance - Incurred Loss by Category (AED Million), 2013-2018
Table 31: UAE Personal Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2013-2018
Table 32: UAE Personal Accident and Health Insurance - Retentions by Category (AED Million), 2009-2013
Table 33: UAE Personal Accident and Health Insurance - Retentions by Category (US$ Million), 2009-2013
Table 34: UAE Personal Accident and Health Insurance - Retentions by Category (AED Million), 2013-2018
Table 35: UAE Personal Accident and Health Insurance - Retentions by Category (US$ Million), 2013-2018
Table 36: UAE Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Table 37: UAE Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Table 38: UAE Personal Accident and Health Insurance - Commission and Expenses (AED Billion), 2009-2013
Table 39: UAE Personal Accident and Health Insurance - Commission and Expenses (AED Billion), 2013-2018
Table 40: UAE Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Table 41: UAE Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Table 42: UAE Personal Accident and Health Insurance - Fraud and Crime (AED Million), 2009-2013
Table 43: UAE Personal Accident and Health Insurance - Fraud and Crime (AED Million), 2013-2018
Table 44: UAE Personal Accident and Health Insurance - Total Assets (AED Billion), 2009-2013
Table 45: UAE Personal Accident and Health Insurance - Total Assets (AED Billion), 2013-2018
Table 46: UAE Personal Accident and Health Insurance - Total Investment Income (AED Million), 2009-2013
Table 47: UAE Personal Accident and Health Insurance - Total Investment Income (AED Million), 2013-2018
Table 48: UAE Personal Accident and Health Insurance - Retentions (AED Billion), 2009-2013
Table 49: UAE Personal Accident and Health Insurance - Retentions (AED Billion), 2013-2018
Table 50: UAE Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 51: UAE Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 52: UAE Personal Accident Insurance - Gross Written Premium (AED Million), 2009-2013
Table 53: UAE Personal Accident Insurance - Gross Written Premium (AED Million), 2013-2018
Table 54: UAE Personal Accident Insurance - Loss Ratio (%), 2009-2013
Table 55: UAE Personal Accident Insurance - Loss Ratio (%), 2013-2018
Table 56: UAE Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 57: UAE Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 58: UAE Travel Insurance - Gross Written Premium (AED Million), 2009-2013
Table 59: UAE Travel Insurance - Gross Written Premium (AED Million), 2013-2018
Table 60: UAE Travel Insurance - Loss Ratio (%), 2009-2013
Table 61: UAE Travel Insurance - Loss Ratio (%), 2013-2018
Table 62: UAE Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Table 63: UAE Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Table 64: UAE Health Insurance - Gross Written Premium (AED Billion), 2009-2013
Table 65: UAE Health Insurance - Gross Written Premium (AED Billion), 2013-2018
Table 66: UAE Health Insurance - Direct Written Premium (AED Billion), 2009-2013
Table 67: UAE Health Insurance - Direct Written Premium (AED Billion), 2013-2018
Table 68: UAE Health Insurance - Loss Ratio (%), 2009-2013
Table 69: UAE Health Insurance - Loss Ratio (%), 2013-2018
Table 70: UAE Health Insurance - Retentions (AED Billion), 2009-2013
Table 71: UAE Health Insurance - Retentions (AED Billion), 2013-2018
Table 72: UAE Personal Accident and Health Insurance - Direct Marketing Commission Paid (AED Million), 2009-2013
Table 73: UAE Personal Accident and Health Insurance - Direct Marketing Commission Paid (AED Million), 2013-2018
Table 74: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2009-2013
Table 75: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2013-2018
Table 76: UAE Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Table 77: UAE Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Table 78: UAE Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2009-2013
Table 79: UAE Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2013-2018
Table 80: UAE Personal Accident and Health Insurance - Bancassurance Commission Paid (AED Million), 2009-2013
Table 81: UAE Personal Accident and Health Insurance - Bancassurance Commission Paid (AED Million), 2013-2018
Table 82: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Table 83: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Table 84: UAE Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Table 85: UAE Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Table 86: UAE Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Table 87: UAE Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Table 88: UAE Personal Accident and Health Insurance - Commission Paid to Agencies (AED Million), 2009-2013
Table 89: UAE Personal Accident and Health Insurance - Commission Paid to Agencies (AED Million), 2013-2018
Table 90: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Table 91: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Table 92: UAE Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2009-2013
Table 93: UAE Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2013-2018
Table 94: UAE Personal Accident and Health Insurance - Number of Agencies, 2009-2013
Table 95: UAE Personal Accident and Health Insurance - Number of Agencies, 2013-2018
Table 96: UAE Personal Accident and Health Insurance - E-Commerce Commission Paid (AED Million), 2009-2013
Table 97: UAE Personal Accident and Health Insurance - E-Commerce Commission Paid (AED Million), 2013-2018
Table 98: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Table 99: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Table 100: UAE Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Table 101: UAE Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Table 102: UAE Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Table 103: UAE Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Table 104: UAE Personal Accident and Health Insurance - Commission Paid to Brokers (AED Million), 2009-2013
Table 105: UAE Personal Accident and Health Insurance - Commission Paid to Brokers (AED Million), 2013-2018
Table 106: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2009-2013
Table 107: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2013-2018
Table 108: UAE Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2009-2013
Table 109: UAE Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2013-2018
Table 110: UAE Personal Accident and Health Insurance - Number of Brokers, 2009-2013
Table 111: UAE Personal Accident and Health Insurance - Number of Brokers, 2013-2018
Table 112: UAE Personal Accident and Health Insurance - Commission Paid to Other Channels (AED Million), 2009-2013
Table 113: UAE Personal Accident and Health Insurance - Commission Paid to Other Channels (AED Million), 2013-2018
Table 114: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Table 115: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Table 116: UAE Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Table 117: UAE Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Table 118: UAE Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Table 119: UAE Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Table 120: UAE - Life Insurance Regulatory Framework
Table 121: UAE - Property Insurance Regulatory Framework
Table 122: UAE - Motor Insurance Regulatory Framework
Table 123: UAE - Liability Insurance Regulatory Framework
Table 124: UAE - Maximum Limits for Investments in Various Assets by Insurers
List Of Figures
Figure 1: UAE Insurance Industry - Gross Written Premium by Segment (AED Billion), 2009-2018
Figure 2: UAE Insurance Industry - Gross Written Premium Dynamics by Segment (2009-2018)
Figure 3: UAE Insurance Industry - Direct Written Premium by Segment (AED Billion), 2009-2018
Figure 4: UAE Insurance Industry - Direct Written Premium Dynamics by Segment (2009-2018)
Figure 5: UAE Insurance Industry - Outbound Tourism (Thousand), 2010-2014
Figure 6: UAE Insurance Industry - Population Distribution by Gender and Age Group, 2009 and 2013
Figure 7: UAE Personal Accident and Health Insurance - Gross Written Premium by Category (AED Billion), 2009-2018
Figure 8: UAE Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2013 and 2018
Figure 9: UAE Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 10: UAE Personal Accident and Health Insurance - Direct Written Premium by Category (AED Billion), 2009-2018
Figure 11: UAE Personal Accident and Health Insurance - Direct Written Premium by Category (Percentage Share), 2013 and 2018
Figure 12: UAE Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2009-2018
Figure 13: UAE Personal Accident and Health Insurance - Earned Premium (AED Billion), 2009-2013
Figure 14: UAE Personal Accident and Health Insurance - Earned Premium (AED Billion), 2013-2018
Figure 15: UAE Personal Accident and Health Insurance - Paid Claims by Category (AED Billion), 2009-2018
Figure 16: UAE Personal Accident and Health Insurance - Incurred Loss by Category (AED Billion), 2009-2018
Figure 17: UAE Personal Accident and Health Insurance - Retentions by Category (AED Billion), 2009-2018
Figure 18: UAE Personal Accident and Health Insurance - Loss Ratio (%), 2009-2013
Figure 19: UAE Personal Accident and Health Insurance - Loss Ratio (%), 2013-2018
Figure 20: UAE Personal Accident and Health Insurance - Commission and Expenses (AED Billion), 2009-2013
Figure 21: UAE Personal Accident and Health Insurance - Commission and Expenses (AED Billion), 2013-2018
Figure 22: UAE Personal Accident and Health Insurance - Combined Ratio (%), 2009-2013
Figure 23: UAE Personal Accident and Health Insurance - Combined Ratio (%), 2013-2018
Figure 24: UAE Personal Accident and Health Insurance - Fraud and Crime (AED Million), 2009-2013
Figure 25: UAE Personal Accident and Health Insurance - Fraud and Crime (AED Million), 2013-2018
Figure 26: UAE Personal Accident and Health Insurance - Total Assets (AED Billion), 2009-2013
Figure 27: UAE Personal Accident and Health Insurance - Total Assets (AED Billion), 2013-2018
Figure 28: UAE Personal Accident and Health Insurance - Total Investment Income (AED Million), 2009-2013
Figure 29: UAE Personal Accident and Health Insurance - Total Investment Income (AED Million), 2013-2018
Figure 30: UAE Personal Accident and Health Insurance - Retentions (AED Billion), 2009-2013
Figure 31: UAE Personal Accident and Health Insurance - Retentions (AED Billion), 2013-2018
Figure 32: UAE Personal Accident and Health Insurance - Investment Portfolio (AED Billion), 2009-2013
Figure 33: UAE Personal Accident and Health Insurance - Investment Portfolio (% Share), 2009 and 2013
Figure 34: UAE Personal Accident and Health Insurance Penetration (%), 2009-2013
Figure 35: UAE Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 36: UAE Personal Accident and Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 37: UAE Personal Accident and Health Insurance - Premium Per Capita (AED), 2009-2013
Figure 38: UAE Personal Accident Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 39: UAE Personal Accident Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 40: UAE Personal Accident Insurance - Gross Written Premium (AED Million), 2009-2013
Figure 41: UAE Personal Accident Insurance - Gross Written Premium (AED Billion), 2013-2018
Figure 42: UAE Personal Accident Insurance - Loss Ratio (%), 2009-2013
Figure 43: UAE Personal Accident Insurance - Loss Ratio (%), 2013-2018
Figure 44: UAE Travel Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 45: UAE Travel Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 46: UAE Travel Insurance - Gross Written Premium (AED Million), 2009-2013
Figure 47: UAE Travel Insurance - Gross Written Premium (AED Million), 2013-2018
Figure 48: UAE Travel Insurance - Loss Ratio (%), 2009-2013
Figure 49: UAE Travel Insurance - Loss Ratio (%), 2013-2018
Figure 50: UAE Health Insurance - Number of Policies Sold (Thousand), 2009-2013
Figure 51: UAE Health Insurance - Number of Policies Sold (Thousand), 2013-2018
Figure 52: UAE Health Insurance - Gross Written Premium (AED Billion), 2009-2013
Figure 53: UAE Health Insurance - Gross Written Premium (AED Billion), 2013-2018
Figure 54: UAE Health Insurance - Direct Written Premium (AED Billion), 2009-2013
Figure 55: UAE Health Insurance - Direct Written Premium (AED Billion), 2013-2018
Figure 56: UAE Health Insurance - Loss Ratio (%), 2009-2013
Figure 57: UAE Health Insurance - Loss Ratio (%), 2013-2018
Figure 58: UAE Health Insurance - Retentions (AED Billion), 2009-2013
Figure 59: UAE Health Insurance - Retentions (AED Billion), 2013-2018
Figure 60: UAE Personal Accident and Health Insurance - Gross Written Premium by Distribution Channel (% Share), 2013 and 2018
Figure 61: UAE Personal Accident and Health Insurance - Direct Marketing Commission Paid (AED Million), 2009-2013
Figure 62: UAE Personal Accident and Health Insurance - Direct Marketing Commission Paid (AED Million), 2013-2018
Figure 63: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2009-2013
Figure 64: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2013-2018
Figure 65: UAE Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2009-2013
Figure 66: UAE Personal Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2013-2018
Figure 67: UAE Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2009-2013
Figure 68: UAE Personal Accident and Health Insurance - Number of Direct Marketing Distributors, 2013-2018
Figure 69: UAE Personal Accident and Health Insurance - Bancassurance Commission Paid (AED Million), 2009-2013
Figure 70: UAE Personal Accident and Health Insurance - Bancassurance Commission Paid (AED Million), 2013-2018
Figure 71: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Figure 72: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Figure 73: UAE Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2009-2013
Figure 74: UAE Personal Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2013-2018
Figure 75: UAE Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2009-2013
Figure 76: UAE Personal Accident and Health Insurance - Number of Bancassurance Distributors, 2013-2018
Figure 77: UAE Personal Accident and Health Insurance - Commission Paid to Agencies (AED Million), 2009-2013
Figure 78: UAE Personal Accident and Health Insurance - Commission Paid to Agencies (AED Million), 2013-2018
Figure 79: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Figure 80: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Figure 81: UAE Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2009-2013
Figure 82: UAE Personal Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2013-2018
Figure 83: UAE Personal Accident and Health Insurance - Number of Agencies, 2009-2013
Figure 84: UAE Personal Accident and Health Insurance - Number of Agencies, 2013-2018
Figure 85: UAE Personal Accident and Health Insurance - E-Commerce Commission Paid (AED Million), 2009-2013
Figure 86: UAE Personal Accident and Health Insurance - E-Commerce Commission Paid (AED Million), 2013-2018
Figure 87: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Figure 88: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Figure 89: UAE Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2009-2013
Figure 90: UAE Personal Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2013-2018
Figure 91: UAE Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2009-2013
Figure 92: UAE Personal Accident and Health Insurance - Number of E-Commerce Distributors, 2013-2018
Figure 93: UAE Personal Accident and Health Insurance - Commission Paid to Brokers (AED Million), 2009-2013
Figure 94: UAE Personal Accident and Health Insurance - Commission Paid to Brokers (AED Million), 2013-2018
Figure 95: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2009-2013
Figure 96: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Billion), 2013-2018
Figure 97: UAE Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2009-2013
Figure 98: UAE Personal Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2013-2018
Figure 99: UAE Personal Accident and Health Insurance - Number of Brokers, 2009-2013
Figure 100: UAE Personal Accident and Health Insurance - Number of Brokers, 2013-2018
Figure 101: UAE Personal Accident and Health Insurance - Commission Paid to Other Channels (AED Million), 2009-2013
Figure 102: UAE Personal Accident and Health Insurance - Commission Paid to Other Channels (AED Million), 2013-2018
Figure 103: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2009-2013
Figure 104: UAE Personal Accident and Health Insurance - Gross Written Premium (AED Million), 2013-2018
Figure 105: UAE Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2009-2013
Figure 106: UAE Personal Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2013-2018
Figure 107: UAE Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2009-2013
Figure 108: UAE Personal Accident and Health Insurance - Number of Distributors in Other Channels, 2013-2018
Figure 109: UAE - Insurance Regulatory Framework
Figure 110: UAE - Insurance Supervision and Control at Various Levels
Figure 111: UAE - Insurance Regulatory Frameworks for Company Registration and Operation
Figure 112: UAE - GDP at Constant Prices (US$ Billion), 2009-2013
Figure 113: UAE - GDP Per Capita at Constant Prices (US$), 2009-2013
Figure 114: UAE - GDP at Current Prices (US$ Billion), 2009-2013
Figure 115: UAE - GDP Per Capita at Current Prices (US$), 2009-2013
Figure 116: UAE - GDP by Key Sector (%), 2009 and 2013
Figure 117: UAE - Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices (US$ Billion), 2009-2013
Figure 118: UAE - Agriculture, Hunting, Forestry and Fishing Net Output at Current Prices as a Percentage of GDP (%), 2009-2013
Figure 119: UAE - Manufacturing Net Output at Current Prices (US$ Billion), 2009-2013
Figure 120: UAE - Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2009-2013
Figure 121: UAE - Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2009-2013
Figure 122: UAE - Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2009-2013
Figure 123: UAE - Construction Net Output at Current Prices (US$ Billion), 2009-2013
Figure 124: UAE - Construction Output at Current Prices as a Percentage of GDP (%), 2009-2013
Figure 125: UAE - Inflation Rate (%), 2009-2013
Figure 126: UAE - Exports as a Percentage of GDP (%), 2009-2013
Figure 127: UAE - Imports as a Percentage of GDP (%), 2009-2013
Figure 128: UAE - Merchandise Exports Growth (%), 2009-2013
Figure 129: UAE - Merchandise Imports Growth (%), 2009-2013
Figure 130: UAE - Internet Subscriptions (Millions), 2009-2013
Figure 131: UAE - Size of Labor Force (Million), 2009-2013
Figure 132: UAE - Unemployment Rate (%), 2009-2013
Figure 133: UAE - Household Consumption Expenditure (US$ Billion), 2009-2013
Figure 134: UAE - Total Population (Million), 2009-2013
Figure 135: UAE - Urban and Rural Populations (%), 2009-2013
Figure 136: UAE - Population Distribution by Age (%), 2009-2013
Figure 137: UAE - Life Expectancy (Years), 2009-2013
