Personal finance software is a tool designed to integrate the financial data of a user and segregate this information to deliver a desired analytical output for improved financial planning. This software tool utilizes variety of financial data as input and can be implemented for varied tasks such as financial transactions, bank records management, investment tracking, budget management, portfolio management, and others. Research Beam Model: Research Beam Product ID: 2935672 5370 USD New
Personal Finance Software Market by Product Type (Web-based Software and Mobile-based Software) and End User (Small Businesses Users and Individual Consumers) - Global Opportunity Analysis and Industry Forecast, 2017-2023
 
 

Personal Finance Software Market by Product Type (Web-based Software and Mobile-based Software) and End User (Small Businesses Users and Individual Consumers) - Global Opportunity Analysis and Industry Forecast, 2017-2023

  • Category : BFSI
  • Published On : February   2018
  • Pages : 134
  • Publisher : Allied Market Research
 
 
 

Personal finance software is a tool designed to integrate the financial data of a user and segregate this information to deliver a desired analytical output for improved financial planning. This software tool utilizes variety of financial data as input and can be implemented for varied tasks such as financial transactions, bank records management, investment tracking, budget management, portfolio management, and others.

Rise in need for advanced financial tools, technological advancements related to new product development, and availability of low-cost products drive the global personal finance software market. However, low awareness about personalized financial products and services as well as availability of open-source solutions are expected to impede the market growth. Increased adoption of personal finance software among developing economies offers a major opportunity for market expansion.

The global personal finance software market is segmented based on product type, end user, and region. Based on product type, it is classified into web-based software and mobile-based software. Based on end user, it is divided into small businesses users and individual consumers. Based on region, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

The global personal finance software market is dominated by key players such as Quicken Inc., The Infinite Kind, You Need a Budget LLC, Microsoft, Moneyspire Inc., doxo inc., BUXFER INC., Personal Capital Corporation, Money Dashboard, PocketSmith Ltd., and others.

KEY BENEFITS FOR STAKEHOLDERS

  • The study provides an in-depth analysis of the global personal finance software market and current & future trends to elucidate the imminent investment pockets.
  • Information about key drivers, restrains, and opportunities and their impact analysis on the market size is provided.
  • Porter’s Five Forces analysis illustrates the potency of buyers and suppliers operating in the industry.
  • The quantitative analysis of the global market from 2016 to 2023 is provided to determine the market potential.

KEY MARKET SEGMENTS

BY PRODUCT TYPE

  • Web-based Software
  • Mobile-based Software

BY END USER

  • Small Businesses Users
  • Individual Consumers

BY REGION

  • North America
    • U.S.
    • Canada
    • Mexico
  • Europe
    • UK
    • Germany
    • France
    • Russia
    • Rest of Europe
  • Asia-Pacific
    • China
    • Japan
    • India
    • South Korea
    • Singapore
    • Rest of Asia-Pacific
  • LAMEA
    • Latin America
    • Middle East
    • Africa

KEY MARKET PLAYERS

  • Quicken Inc.
  • The Infinite Kind
  • You Need a Budget LLC
  • Microsoft
  • Moneyspire Inc.
  • doxo Inc.
  • BUXFER INC.
  • Personal Capital Corporation
  • Money Dashboard
  • PocketSmith Ltd.

CHAPTER 1: INTRODUCTION

1.1. REPORT DESCRIPTION
1.2. KEY BENEFITS FOR STAKEHOLDERS
1.3. RESEARCH METHODOLOGY

1.3.1. Secondary research
1.3.2. Primary research
1.3.3. Analyst tools & models

CHAPTER 2: EXECUTIVE SUMMARY

2.1. CXO PERSPECTIVE

CHAPTER 3: MARKET OVERVIEW

3.1. MARKET DEFINITION AND SCOPE
3.2. KEY FINDINGS

3.2.1. Top impacting factors
3.2.2. Top investment pockets
3.2.3. Top winning strategies

3.2.3.1. Top winning strategies, by year 2014-2017
3.2.3.2. Top winning strategies, by development 2014-2017
3.2.3.3. Top winning strategies, by company 2014-2017

3.3. PORTER'S FIVE FORCES ANALYSIS
3.4. KEY PLAYER POSITIONING, 2016
3.5. MARKET DYNAMICS

3.5.1. Drivers

3.5.1.1. Rising need to track and manage income
3.5.1.2. Increasing dependency on internet
3.5.1.3. Increasing use of mobile applications

3.5.2. Restraints

3.5.2.1. Availability of open-source solutions

3.5.3. Opportunities

3.5.3.1. Increased adoption of personal finance software among developing economies

CHAPTER 4: PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE

4.1. OVERVIEW
4.2. WEB-BASED SOFTWARE

4.2.1. Key market trends
4.2.2. Key growth factors and opportunities
4.2.3. Market size and forecast, by region
4.2.4. Market analysis by country

4.3. MOBILE-BASED SOFTWARE

4.3.1. Key market trends
4.3.2. Key growth factors and opportunities
4.3.3. Market size and forecast, by region
4.3.4. Market analysis by country

CHAPTER 5: PERSONAL FINANCE SOFTWARE MARKET, BY END USER

5.1. OVERVIEW
5.2. SMALL BUSINESSES USERS

5.2.1. Key market trends
5.2.2. Key growth factors and opportunities
5.2.3. Market size and forecast, by region
5.2.4. Market analysis by country

5.3. INDIVIDUAL CONSUMERS

5.3.1. Key market trends
5.3.2. Key growth factors and opportunities
5.3.3. Market size and forecast, by region
5.3.4. Market analysis by country

CHAPTER 6: PERSONAL FINANCE SOFTWARE MARKET BY GEOGRAPHY

6.1. OVERVIEW
6.2. NORTH AMERICA

6.2.1. Key market trends
6.2.2. Key growth factors and opportunities
6.2.3. Market size and forecast

6.2.3.1. Market size and forecast, by product type
6.2.3.2. Market size and forecast, by end user
6.2.3.3. Market size and forecast, by country
6.2.3.4. U.S.

6.2.3.4.1. Market size and forecast, by product type
6.2.3.4.2. Market size and forecast, by end user

6.2.3.5. Canada

6.2.3.5.1. Market size and forecast, by product type
6.2.3.5.2. Market size and forecast, by end user

6.2.3.6. Mexico

6.2.3.6.1. Market size and forecast, by product type
6.2.3.6.2. Market size and forecast, by end user

6.3. EUROPE

6.3.1. Key market trends
6.3.2. Key growth factors and opportunities
6.3.3. Market size and forecast

6.3.3.1. Market size and forecast, by product type
6.3.3.2. Market size and forecast, by end user
6.3.3.3. Market size and forecast, by country
6.3.3.4. UK

6.3.3.4.1. Market size and forecast, by product type
6.3.3.4.2. Market size and forecast, by end user

6.3.3.5. Germany

6.3.3.5.1. Market size and forecast, by product type
6.3.3.5.2. Market size and forecast, by end user

6.3.3.6. France

6.3.3.6.1. Market size and forecast, by product type
6.3.3.6.2. Market size and forecast, by end user

6.3.3.7. Russia

6.3.3.7.1. Market size and forecast, by product type
6.3.3.7.2. Market size and forecast, by end user

6.3.3.8. Rest of Europe

6.3.3.8.1. Market size and forecast, by product type
6.3.3.8.2. Market size and forecast, by end user

6.4. ASIA-PACIFIC

6.4.1. Key market trends
6.4.2. Key growth factors and opportunities
6.4.3. Market size and forecast

6.4.3.1. Market size and forecast, by product type
6.4.3.2. Market size and forecast, by end user
6.4.3.3. Market size and forecast, by country
6.4.3.4. China

6.4.3.4.1. Market size and forecast, by product type
6.4.3.4.2. Market size and forecast, by end user

6.4.3.5. India

6.4.3.5.1. Market size and forecast, by product type
6.4.3.5.2. Market size and forecast, by end user

6.4.3.6. Japan

6.4.3.6.1. Market size and forecast, by product type
6.4.3.6.2. Market size and forecast, by end user

6.4.3.7. South Korea

6.4.3.7.1. Market size and forecast, by product type
6.4.3.7.2. Market size and forecast, by end user

6.4.3.8. Rest of Asia-Pacific

6.4.3.8.1. Market size and forecast, by product type
6.4.3.8.2. Market size and forecast, by end user

6.5. LAMEA

6.5.1. Key market trends
6.5.2. Key growth factors and opportunities
6.5.3. Market size and forecast

6.5.3.1. Market size and forecast, By Product Type
6.5.3.2. Market size and forecast, by end user
6.5.3.3. Market size and forecast, by country
6.5.3.4. Latin America

6.5.3.4.1. Market size and forecast, by product type
6.5.3.4.2. Market size and forecast, by end user

6.5.3.5. Middle East

6.5.3.5.1. Market size and forecast, by product type
6.5.3.5.2. Market size and forecast, by end user

6.5.3.6. Africa

6.5.3.6.1. Market size and forecast, by product type
6.5.3.6.2. Market size and forecast, by end user

CHAPTER 7: COMPANY PROFILES

CHAPTER 8: COMPANY PROFILES

8.1. BUXFER, INC.

8.1.1. Company overview
8.1.2. Company snapshot
8.1.3. Product portfolio

8.2. DOXO INC.

8.2.1. Company overview
8.2.2. Company snapshot
8.2.3. Product portfolio

8.3. MICROSOFT CORPORATION

8.3.1. Company overview
8.3.2. Company snapshot
8.3.3. Operating business segments
8.3.4. Product portfolio
8.3.5. Business performance

8.4. MONEY DASHBOARD

8.4.1. Company overview
8.4.2. Company snapshot
8.4.3. Product portfolio

8.5. MONEYSPIRE INC.

8.5.1. Company overview
8.5.2. Company snapshot
8.5.3. Product portfolio
8.5.4. Key strategic moves and developments

8.6. PERSONAL CAPITAL CORPORATION

8.6.1. Company overview
8.6.2. Company snapshot
8.6.3. Operating business segments
8.6.4. Product portfolio

8.7. POCKETSMITH LTD.

8.7.1. Company overview
8.7.2. Company snapshot
8.7.3. Product portfolio
8.7.4. Key strategic moves and developments

8.8. QUICKEN INC.

8.8.1. Company overview
8.8.2. Company snapshot
8.8.3. Product portfolio
8.8.4. Key strategic moves and developments

8.9. THE INFINITE KIND

8.9.1. Company overview
8.9.2. Company snapshot
8.9.3. Product portfolio
8.9.4. Key strategic moves and developments

8.10. YOU NEED A BUDGET LLC

8.10.1. Company overview
8.10.2. Company snapshot
8.10.3. Product portfolio

LIST OF TABLES

TABLE 01. GLOBAL PERSONAL FINANCE SOFTWARE MARKET REVENUE, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 02. PERSONAL FINANCE SOFTWARE MARKET REVENUE FOR WEB-BASED SOFTWARE, BY REGION 2016-2023 ($MILLION)
TABLE 03. PERSONAL FINANCE SOFTWARE MARKET REVENUE FOR MOBILE-BASED SOFTWARE, BY REGION 2016-2023 ($MILLION)
TABLE 04. GLOBAL PERSONAL FINANCE SOFTWARE MARKET REVENUE, BY END USERS, 2016-2023 ($MILLION)
TABLE 05. PERSONAL FINANCE SOFTWARE MARKET REVENUE FOR SMALL BUSINESSES USERS, BY REGION 2016-2023 ($MILLION)
TABLE 06. PERSONAL FINANCE SOFTWARE MARKET REVENUE FOR INDIVIDUAL CONSUMERS, BY REGION 2016-2023 ($MILLION)
TABLE 07. GLOBAL PERSONAL FINANCE SOFTWARE MARKET REVENUE, BY REGION, 2016-2023 ($MILLION)
TABLE 08. NORTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 09. NORTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 10. NORTH AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016-2023 ($MILLION)
TABLE 11. U.S. PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 12. U.S. PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 13. CANADA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 14. CANADA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 15. MEXICO PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 16. MEXICO PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 17. EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 18. EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 19. EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016-2023 ($MILLION)
TABLE 20. UK PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 21. UK PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 22. GERMANY PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 23. GERMANY PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 24. FRANCE PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 25. FRANCE PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 26. RUSSIA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 27. RUSSIA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 28. REST OF EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 29. REST OF EUROPE PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 30. ASIA-PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 31. ASIA-PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 32. ASIA-PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016-2023 ($MILLION)
TABLE 33. CHINA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 34. CHINA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 35. INDIA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 36. INDIA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 37. JAPAN PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 38. JAPAN PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 39. SOUTH KOREA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 40. SOUTH KOREA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 41. REST OF ASIA-PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 42. REST OF ASIA-PACIFIC PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 43. LAMEA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 44. LAMEA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 45. LAMEA PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016-2023 ($MILLION)
TABLE 46. LATIN AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 47. LATIN AMERICA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 48. MIDDLE EAST PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 49. MIDDLE EAST PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 50. AFRICA PERSONAL FINANCE SOFTWARE MARKET, BY PRODUCT TYPE, 2016-2023 ($MILLION)
TABLE 51. AFRICA PERSONAL FINANCE SOFTWARE MARKET, BY END USER, 2016-2023 ($MILLION)
TABLE 52. BUXFER : COMPANY SNAPSHOT
TABLE 53. BUXFER : PRODUCT PORTFOLIO
TABLE 54. DOXO: COMPANY SNAPSHOT
TABLE 55. DOXO: PRODUCT PORTFOLIO
TABLE 56. MICROSOFT: COMPANY SNAPSHOT
TABLE 57. MICROSOFT: OPERATING SEGMENTS
TABLE 58. MICROSOFT: PRODUCT PORTFOLIO
TABLE 59. MONEY DASHBOARD: COMPANY SNAPSHOT
TABLE 60. MONEY DASHBOARD: PRODUCT PORTFOLIO
TABLE 61. MONEYSPIRE: COMPANY SNAPSHOT
TABLE 62. MONEYSPIRE: PRODUCT PORTFOLIO
TABLE 63. PERSONAL CAPITAL: COMPANY SNAPSHOT
TABLE 64. PERSONAL CAPITAL: OPERATING SEGMENTS
TABLE 65. PERSONAL CAPITAL: PRODUCT PORTFOLIO
TABLE 66. POCKETSMITH: COMPANY SNAPSHOT
TABLE 67. POCKETSMITH: PRODUCT PORTFOLIO
TABLE 68. QUICKEN: COMPANY SNAPSHOT
TABLE 69. QUICKEN: PRODUCT PORTFOLIO
TABLE 70. THE INFINITE KIND: COMPANY SNAPSHOT
TABLE 71. THE INFINITE KIND: PRODUCT PORTFOLIO
TABLE 72. YNAB : COMPANY SNAPSHOT
TABLE 73. YNAB : PRODUCT PORTFOLIO

LIST OF FIGURES

FIGURE 01. GLOBAL PERSONAL FINANCE SOFTWARE MARKET, 2016-2023
FIGURE 02. GLOBAL PERSONAL FINANCE SOFTWARE MARKET, BY REGION, 2016-2023
FIGURE 03. GLOBAL PERSONAL FINANCE SOFTWARE MARKET: KEY PLAYERS
FIGURE 04. SEGMENTATION OF GLOBAL PERSONAL FINANCE SOFTWARE MARKET
FIGURE 05. TOP IMPACTING FACTOR: PERSONAL FINANCE SOFTWARE MARKET
FIGURE 06. TOP INVESTMENT POCKETS: PERSONAL FINANCE SOFTWARE MARKET
FIGURE 07. TOP WINNING STRATEGIES, BY YEAR 2014-2017*
FIGURE 08. TOP WINNING STRATEGIES, BY DEVELOPMENT 2014-2017 (%)
FIGURE 09. TOP WINNING STRATEGIES, BY COMPANY 2014-2017 (%)
FIGURE 10. LOW-TO- MODERATE BARGAINING POWER OF SUPPLIER
FIGURE 11. LOW BARGAINING POWER OF BUYER
FIGURE 12. MODERATE THREAT OF SUBSTITUTES
FIGURE 13. LOW-TO-MODERATE THREAT OF NEW ENTRANTS
FIGURE 14. HIGH COMPETITIVE RIVALARY
FIGURE 15. KEY PLAYER POSITIONING: PERSONAL FINANCE SOFTWARE MARKET, 2015
FIGURE 16. DRIVERS, RESTRAINTS, AND OPPORTUNITIES: PERSONAL FINANCE SOFTWARE MARKET
FIGURE 17. COMPARATIVE SHARE ANALYSIS OF WEB-BASED PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016 & 2023 (%)
FIGURE 18. COMPARATIVE SHARE ANALYSIS OF MOBILE-BASED PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016 & 2023 (%)
FIGURE 19. COMPARATIVE SHARE ANALYSIS OF SMALL BUSINESS USERS PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016 & 2023 (%)
FIGURE 20. COMPARATIVE SHARE ANALYSIS OF INDIVIDUAL CONSUMERS PERSONAL FINANCE SOFTWARE MARKET, BY COUNTRY, 2016 & 2023 (%)
FIGURE 21. U.S. PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 22. CANADA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 23. MEXICO PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 24. UK PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 25. GERMANY PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 26. FRANCE PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 27. RUSSIA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 28. REST OF EUROPE PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 29. CHINA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 30. INDIA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 31. JAPAN PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 32. SOUTH KOREA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 33. REST OF ASIA-PACIFIC PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 34. LATIN AMERICA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 35. MIDDLE EAST PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 36. AFRICA PERSONAL FINANCE SOFTWARE MARKET, 2016-2023 ($ MILLION)
FIGURE 37. MICROSOFT: NET SALES, 2015-2017 ($MILLION)
FIGURE 38. MICROSOFT: REVENUE SHARE BY SEGMENT, 2017 (%)
FIGURE 39. MICROSOFT: REVENUE SHARE BY GEOGRAPHY, 2017 (%)

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