About P2P lending
It is a method of debt financing where different individuals can lend and borrow money using an online platform, which eliminates any involvement of middlemen. The loans provided by the lender helps the lender to generate income in the form of interest. On the other hand, the borrowers have easy access to financing, which might be difficult for them to procure if they approach a standard financial intermediary. The amount of interest charged for P2P loans is comparatively lower than the traditional prime loans to compensate the lenders for bearing the risk of non-payment from the borrowers. Investors fund only a portion of the loan and spread the amount of the loan across many buyers.
Technavio’s analysts forecast the global P2P lending market to grow at a CAGR of 53.06% during the period 2016-2020.
Covered in this report
The report covers the present scenario and the growth prospects of the global P2P lending market for 2016-2020. To calculate the market size, Technavio considers the lending amount through P2P platforms in the Americas, Asia Pacific (APAC), and Europe, the Middle East, and Africa (EMEA).
The market is divided into the following segments based on geography:
• Americas
• APAC
• EMEA
Technavio's report, Global Peer-to-Peer (P2P) Lending Market 2016-2020, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the market landscape and its growth prospects over the coming years. The report also includes a discussion of the key vendors operating in this market.
Key vendors
• CircleBack Lending
• Lending Club
• Peerform
• Prosper
• Upstart
Other prominent vendors
• Borrowers First
• Daric
• Funding Circle
• Pave
• SoFi
Market driver
• Increase in global lending of MSMEs
• For a full, detailed list, view our report
Market challenge
• Unbalanced global economic recovery
• For a full, detailed list, view our report
Market trend
• Tie-ups with different banking and financial institutions
• For a full, detailed list, view our report
Key questions answered in this report
• What will the market size be in 2020 and what will the growth rate be?
• What are the key market trends?
• What is driving this market?
• What are the challenges to market growth?
• Who are the key vendors in this market space?
• What are the market opportunities and threats faced by the key vendors?
• What are the strengths and weaknesses of the key vendors?
You can request one free hour of our analyst’s time when you purchase this market report. Details are provided within the report.
PART 01: Executive summary
• Highlights
PART 02: Scope of the report
• Market overview
PART 03: Market research methodology
• Research methodology
• Economic indicators
PART 04: Introduction
• Key market highlights
• P2P lending overview
• Advantages of P2P lending
• Steps involved in a P2P lending platform
• Risks associated with P2P lending
PART 05: Market landscape
• Market overview
• Market size and forecast
• Five forces analysis
PART 06: Geographical segmentation
• Geographical segmentation
• Americas
• EMEA
• APAC
PART 07: Market drivers
• Increase in global lending of MSMEs
• Enhancement of inventory management
• Borrowers having faster access to credit
PART 08: Impact of drivers
PART 09: Market challenges
• Difficulty in evaluating long-term viability due to increased competition from banks and other lenders
• Unbalanced global economic recovery
• Increasing regulatory risks
PART 10: Impact of drivers and challenges
PART 11: Market trends
• Tie-ups with different banking and financial institutions
• Big data and artificial intelligence
• Rise in growth of small business lending
PART 12: Vendor landscape
• Competitive landscape
• Other prominent vendors
PART 13: Key vendor analysis
• CircleBack Lending
• Lending Club
• Peerform
• Prosper
• Upstart
PART 14: Appendix
• List of abbreviations
PART 15: Explore Technavio
List of Exhibits
Exhibit 01: Countries covered for market analysis
Exhibit 02: Advantages of P2P lending for the borrowers
Exhibit 03: Advantages of P2P lending for the lenders
Exhibit 04: Steps involved in a P2P lending platform in the US
Exhibit 05: Risks associated with P2P lending for investors
Exhibit 06: Key takeaways 2015-2020
Exhibit 07: Global P2P lending market 2015-2020 ($ billions)
Exhibit 08: Five forces analysis
Exhibit 09: Geographical segmentation 2015
Exhibit 10: Geographical segmentation 2020
Exhibit 11: P2P lending market in Americas 2015-2020 ($ billions)
Exhibit 12: P2P lending market in EMEA 2015-2020 ($ billions)
Exhibit 13: Strategies to rebuild the ROE
Exhibit 14: Examples of P2P lending platforms that are open to non-resident investors
Exhibit 15: P2P lending market in APAC 2015-2020 ($ billions)
Exhibit 16: Advantages of business supporting large corporates and MSMEs
Exhibit 17: MSME financing plans through technology innovations
Exhibit 18: Impact of drivers
Exhibit 19: Rules for banks and non-bank credit providers by the Federal laws
Exhibit 20: Impact of drivers and challenges
Exhibit 21: Borrowers first 2015
Exhibit 22: Daric 2015
Exhibit 23: Funding Circle 2015
Exhibit 24: Pave 2015
Exhibit 25: SoFi 2015
Exhibit 26: Product portfolio
Exhibit 27: Recent developments
Exhibit 28: CircleBack Lending: Key takeaways
Exhibit 29: Product portfolio
Exhibit 30: Recent developments
Exhibit 31: Lending Club: Key takeaways
Exhibit 32: Product portfolio
Exhibit 33: Peerform: Key takeaways
Exhibit 34: Product portfolio
Exhibit 35: Recent developments
Exhibit 36: Prosper: Key takeaways
Exhibit 37: Recent developments
Exhibit 38: Upstart: Key takeaways
