Synopsis
This report provides the latest asset allocations of Germany HNWIs across 13 asset classes. The report also includes projections of the volume, wealth and asset allocations of Germany HNWIs to 2020 and a comprehensive and robust background of the local economy.
Scope
• Independent market sizing of Germany HNWIs across five wealth bands
• HNWI volume and wealth trends from 2011 to 2015
• HNWI volume and wealth forecasts to 2020
• HNWI and UHNWI asset allocations across 13 asset classes
• Insights into the drivers of HNWI wealth
Summary
• This report is the result of WealthInsight’s extensive research covering the high net worth individual (HNWI) population and wealth management market in Germany.
• The report focuses on HNWI performance between the end of 2011 and the end of 2015. This enables us to determine how well the country's HNWIs have performed through the crisis.
Reasons To Buy
• The HNWI Asset Allocation in Germany 2016 is an unparalleled resource and the leading resource of its kind. Compiled and curated by a team of expert research specialists, the database comprises dossiers on over 125,000 HNWIs from around the world.
• With the wealth report as the foundation for our research and analysis, we are able to obtain an unsurpassed level of granularity, insight and authority on the HNWI and wealth management universe in each of the countries and regions we cover.
• Report includes comprehensive forecasts to 2020.
Key highlights
• Equities was the largest asset class for German HNWIs in 2015, with 29.2% of total HNWI assets, followed by business interests with 25.5%, real estate with 21.2%, fixed-income with 10%, alternatives with 8.7% and cash and deposits with 5.4%.
• Equities recorded the highest growth during the review period at a rate of 89.8%, followed by business interests and fixed-income at respective rates of 32.5% and 14.6%.
• Alternative assets held by German HNWIs decreased from 10.1% to 8.7% between 2011 and 2015. HNWI allocations to commodities decreased from 4.1% to 2.3% of total assets during this period.
• WealthInsight expects allocations in commodities to decrease over the forecast period, to 2.0% of total HNWI assets by 2020.
• German HNWI liquid assets valued US$2.0 trillion as of 2015, representing 44.6% of total wealth holdings.
Table Of Contents
1 Introduction
1.1 Details of this Report
1.2 Definitions
2 Executive Summary
3 Germany Key Facts
4 Distribution of Wealth in Germany
4.1 HNWI Volume and Wealth Trends
5 Analysis of German HNWI Investments
5.1 Analysis by Asset Class
5.1.1 Trends in alternative assets
5.1.2 Trends in ‘art, wine and wheels’
5.1.3 Trends of investment in real estate
5.1.4 Trends of investment in cash and deposits
5.1.5 Trends of investment in fixed-income
5.1.6 Trends of investment in equities
5.1.7 Trends of investments in business interests
5.2 Analysis of Foreign Investments
5.2.1 Investments in Europe
5.2.2 Investments in North America (including the US, Mexico and the Caribbean)
5.2.3 Investments in Asia-Pacific
5.2.4 Investments in South America
5.2.5 Investments in the Middle East
5.2.6 Investments in Africa
5.3 Alternative Breakdown: Liquid vs Investable Assets
5.4 Analysis of German UHNWI Investments
6 Key Drivers
6.1 EUR–US$ Exchange Rate
6.2 Real GDP Growth
6.3 Per Capita GDP
6.4 Domestic Market Capitalization
6.5 Commodity Index
6.6 Foreign Direct Investment (FDI) – Inflows and Outflows
6.7 Inflation Rate
6.8 Interest Rates
6.9 Balance of Payments
6.1 Government Debt
6.11 Stock Market Performance
6.12 Wealth Breakdowns
7 About WealthInsight
List Of Tables
Table 1: HNWI Wealth Band and Group Definitions
Table 2: German HNWIs – Assets Allocations (%), 2011–2020
Table 3: German HNWIs – Holdings Growth (%), 2011–2020
Table 4: German HNWIs – Alternative Asset Composition (%), 2011–2020
Table 5: German HNWIs – Trends of Investments in Alternative Assets (%), 2011–2020
Table 6: German Trends in ‘Art, Wine and Wheels’, 2011–2015
Table 7: Global Prime Real Estate Prices per m2 (US$), 2015
Table 8: German HNWIs – Foreign Investment Allocations (%), 2011–2020
Table 9: German HNWIs – Liquidity Breakdown (US$ Billion), 2011–2020
Table 10: German HNWIs – Liquidity Breakdown (%), 2011–2020
Table 11: German UHNWIs – Allocations and Share of HNWI Assets (%), 2015
Table 12: German Exchange Rate – EUR–US$ Exchange Rate, 2011–2020
Table 13: German Real GDP Growth (%), 2011–2020
Table 14: German GDP per Capita (US$), 2011–2020
Table 15: German Domestic Market Capitalization (US$ Billion), 2011–2015
Table 16: German Commodity Indices, 2011–2020
Table 17: German Foreign Direct Investment (US$ Billion), 2011–2020
Table 18: German Inflation Rate (%), 2011–2020
Table 19: German Money Market Rates (%), 2011–2020
Table 20: German Balance of Payments (US$ Billion), 2011–2015
Table 21: German Government Debt as a Percentage of GDP (%), 2011–2020
Table 22: German Stock Market Performance (Index), 2011–2015
Table 23: German HNWI Wealth vs GDP Ratio (%), 2011–2020
Table 24: Germany – Appendix One
Table 25: Germany – Appendix Two
List Of Figures
Figure 1: HNWI Wealth Band Definitions
Figure 2: Map of Germany
Figure 3: German Asset Price Performance (%), 2011–2015
Figure 4: German HNWI Performance (US$ Billion and HNWI Volume), 2011–2020
Figure 5: German vs Global HNWIs (%), 2011–2015
Figure 6: German HNWs – Asset Class Composition (%), 2011–2020
Figure 7: German HNWIs – Trends in Alternative Assets (US$ Billion), 2011–2020
Figure 8: German Trends in ‘Art, Wine and Wheels’, 2011–2015
Figure 9: German HNWIs – Foreign Investment Allocation and Growth (%), 2015
Figure 10: German HNWIs – Global Distribution of Foreign Investments (%), 2011–2020
Figure 11: German HNWIs – Liquidity Breakdown (%), 2011–2020
Figure 12: German UHNWIs – Asset Class Composition (%), 2011–2020
Figure 13: German Exchange Rate – EUR–US$, 2011–2020
Figure 14: German Real GDP Growth (%), 2011–2020
Figure 15: German GDP per Capita (US$), 2011–2020
Figure 16: German Domestic Market Capitalization (US$ Billion), 2011–2015
Figure 17: German Commodity Indices, 2011–2020
Figure 18: German Foreign Direct Investment (US$ Billion), 2011–2020
Figure 19: German Inflation Rate (%), 2011–2020
Figure 20: German Money Market Rates (%), 2011–2020
Figure 21: German Balance of Payments (US$ Billion), 2011–2015
Figure 22: German Government Debt as a Percentage of GDP (%), 2011–2020
Figure 23: German Stock Market Performance (Index), 2011–2015
Figure 24: German HNWI Wealth vs GDP Ratio (%), 2011–2020
Figure 25: German HNWIs – Volume by Wealth Band, 2011–2020
Figure 26: German HNWIs – Wealth by Wealth Band (US$ Billion), 2011–2020
Figure 27: German HNWIs – Wealth per Capita (US$ Million), 2011–2020
